9. Select Mortality

  1. S. David Promislow

Published Online: 13 JAN 2011

DOI: 10.1002/9781119971528.ch9

Fundamentals of Actuarial Mathematics, Second Edition

Fundamentals of Actuarial Mathematics, Second Edition

How to Cite

Promislow, S. D. (2010) Select Mortality, in Fundamentals of Actuarial Mathematics, Second Edition, John Wiley & Sons, Ltd, Chichester, UK. doi: 10.1002/9781119971528.ch9

Author Information

  1. York University, Toronto, Canada

Publication History

  1. Published Online: 13 JAN 2011
  2. Published Print: 17 DEC 2010

ISBN Information

Print ISBN: 9780470684115

Online ISBN: 9781119971528



  • select mortality, homogeneous group - North American male nonsmokers, mortality rates as function of attained age;
  • observed data - purchasers of life insurance, mortality and age;
  • standard actuarial notation - convention, subscripts denoting attained age;
  • select and ultimate tables - selection effects decreasing with time;
  • changing previous formulas - select mortality, with square bracket around issue age;
  • spreadsheets, adapting previous spreadsheets - incorporating select and ultimate tables;
  • annuity table projections - two-dimensional approach to mortality rates, or annuity tables;
  • purchasers of annuities - people expecting longer life than the average;
  • mortality improvement - no reason, to believe it stops


This chapter contains sections titled:

  • Introduction

  • Select and ultimate tables

  • Changes in formulas

  • Projections in annuity tables

  • Further remarks

  • Exercises