Chapter 7. The Mortgage Lending Market in Poland

  1. Danny Ben-Shahar BA, MBA, PhD Senior Lecturer board member member3,
  2. Charles Ka Yui Leung Associate Professor visiting scholar referee editorial board member member4 and
  3. Seow Eng Ong PhD Professor president recipient5
  1. Ewa Kucharska-Stasiak PhD Professor Director chartered surveyor Head1 and
  2. Magdalena Zaleczna Masters Degree in Law and Administration, PhD researcher lecturer2

Published Online: 2 FEB 2009

DOI: 10.1002/9781444302301.ch7

Mortgage Markets Worldwide

Mortgage Markets Worldwide

How to Cite

Kucharska-Stasiak, E. and Zaleczna, M. (2008) The Mortgage Lending Market in Poland, in Mortgage Markets Worldwide (eds D. Ben-Shahar, C. K. Y. Leung and S. E. Ong), Blackwell Publishing Ltd., Oxford, UK. doi: 10.1002/9781444302301.ch7

Editor Information

  1. 3

    Faculty of Architecture and Town Planning, Technion – Israel Institute of Technology, Israel

  2. 4

    Department of Economics and Finance, City University of Hong Kong, Hong Kong

  3. 5

    Department of Real Estate, National University of Singapore, Singapore

Author Information

  1. 1

    Investment and Real Estate Department, University of Lodz, Poland

  2. 2

    University of Lodz, Poland

Publication History

  1. Published Online: 2 FEB 2009
  2. Published Print: 16 MAY 2008

Book Series:

  1. Real Estate Issues

Book Series Editors:

  1. Stephen Brown6,
  2. John Henneberry7,
  3. K. W. Chau8 and
  4. Elaine Worzala9

Series Editor Information

  1. 6

    Royal Institution of Chartered Surveyors, UK

  2. 7

    Department of Town & Regional Planning, University of Sheffield, UK

  3. 8

    Department of Real Estate and Construction, The University of Hong Kong, Hong Kong

  4. 9

    Edward St. John Department of Real Estate, Johns Hopkins University, USA

ISBN Information

Print ISBN: 9781405132107

Online ISBN: 9781444302301



  • mortgage lending market in Poland;
  • market expansion on legal, economic and socio-demographic factors;
  • constitution of Republic of Poland;
  • mortgage - popular way of securing debt against real property;
  • role of mortgage book;
  • mortgage loan market;
  • current situation on mortgage loan market;
  • loan insurance system;
  • mortgage loan market in Poland and convergence processes in Polish economy


This chapter contains sections titled:

  • Introduction

  • Determinants underlying expansion of the mortgage loan market

  • The mortgage loan market – a retrospective analysis

  • Current situation on the mortgage loan market

  • The loan insurance system

  • Future of the mortgage loan market

  • Final comments

  • Notes

  • References