Effect of patient reimbursement method on health-care utilization: evidence from China
Article first published online: 29 SEP 2010
Copyright © 2010 John Wiley & Sons, Ltd.
Volume 20, Issue 11, pages 1312–1329, November 2011
How to Cite
Zhong, H. (2011), Effect of patient reimbursement method on health-care utilization: evidence from China. Health Econ., 20: 1312–1329. doi: 10.1002/hec.1670
- Issue published online: 5 OCT 2011
- Article first published online: 29 SEP 2010
- Manuscript Accepted: 11 AUG 2010
- Manuscript Revised: 29 JUN 2010
- Manuscript Received: 10 DEC 2009
- patient reimbursement method;
- health-care demand;
- health insurance;
For most insurers, traditional methods of controlling health-care demand include deductibles, co-payments, stop-losses, and insurance ceilings. This paper examines the effect of the patient reimbursement method of health insurance (immediate reimbursement or later reimbursement) on individuals' health-care utilization decisions. We find that immediate reimbursement significantly increases the likelihood of patients seeking outpatient treatment in China. We also empirically explore the channels through which immediate reimbursement affects individual's incentives on health-care demand. Copyright © 2010 John Wiley & Sons, Ltd.