MITIGATING SOCIAL EXCLUSION IN MICROLENDING: A CASE STUDY OF WISDOM MICROFINANCE INSTITUTION IN ETHIOPIA
Article first published online: 5 DEC 2011
Copyright © 2011 John Wiley & Sons, Ltd.
Journal of International Development
Volume 25, Issue 1, pages 31–44, January 2013
How to Cite
Bahng, G. (2013), MITIGATING SOCIAL EXCLUSION IN MICROLENDING: A CASE STUDY OF WISDOM MICROFINANCE INSTITUTION IN ETHIOPIA. J. Int. Dev., 25: 31–44. doi: 10.1002/jid.1848
- Issue published online: 13 DEC 2012
- Article first published online: 5 DEC 2011
- Manuscript Accepted: 20 OCT 2011
- Manuscript Revised: 2 SEP 2011
- Manuscript Received: 16 JUN 2011
- social capital;
- orphans and vulnerable children;
This article presents a case study of Wisdom Microfinance Institution (WISDOM) and examines how community workers were used to mitigate the exclusion of groups vulnerable to marginalization. By taking advantage of its relationship with World Vision Ethiopia (WVE) and collaborating in its lending processes, WISDOM was able to make itself more accessible to orphans and vulnerable children (OVC) caregivers in two major ways. First, the involvement of WVE community workers in forming community banks for WISDOM served to include more OVC caregivers than anyone had realized at the time. Second, collaborating with WVE community workers in monitoring clients helped WISDOM to gain vital information that led to more effective monitoring. Copyright © 2011 John Wiley & Sons, Ltd.