The opinions expressed do not necessarily reflect those of the Federal Reserve System or the Federal Reserve Bank of New York. This paper is based on earlier work titled “Market Structure and Quality: An Application to the Banking Industry,” from the author's Ph.D. dissertation, and it circulated previously under the title “Competition in Banking: Exogenous or Endogenous Sunk Costs?” The author is grateful to the editor, anonymous referees, as well as Susan Athey, Evren Örs, and Nancy Rose for their insightful comments. She would also like to thank Allen Berger, Steve Berry, Paul Ellickson, Timothy Hannan, Michael Orlando, Julio Rotemberg, Michael Salinger, as well as participants at the International Industrial Organization Conference, the Federal Reserve Bank of Chicago Bank Competition and Structure Conference, and a Federal Reserve Bank of New York seminar for their suggestions. Any remaining errors are the author's.
Market Size, Service Quality, and Competition in Banking
Version of Record online: 18 JAN 2007
Journal of Money, Credit and Banking
Volume 39, Issue 1, pages 49–81, February 2007
How to Cite
DICK, A. A. (2007), Market Size, Service Quality, and Competition in Banking. Journal of Money, Credit and Banking, 39: 49–81. doi: 10.1111/j.0022-2879.2007.00003.x
- Issue online: 18 JAN 2007
- Version of Record online: 18 JAN 2007
- Received September 26, 2004; and accepted in revised form September 8, 2005.
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