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Disability insurance risks: The Argentinian case

Authors


  • A previous version of this article was presented at the IX Jornadas de la Asociación de Estudios de Población Argentina (AEPA), ciudad de Córdoba, Argentina, 2007, and at the 29th International Congress of Actuaries (ICA 2010), Cape Town, South Africa, 2010. The authors would like to express their thanks to three anonymous reviewers for their comments.

Matías Belliard, Administración Nacional de la Seguridad Social (ANSES), Tucumán 500 (1049), Buenos Aires, Argentina; Email: mbelliard@anses.gov.ar.

Carlos Grushka, Administración Nacional de la Seguridad Social (ANSES), Tucumán 500 (1049), Buenos Aires, Argentina; Email: cgrushka@anses.gov.ar.

Marcelo De Biase, Administración Nacional de la Seguridad Social (ANSES), Tucumán 500 (1049), Buenos Aires, Argentina; Email: mdebiase@anses.gov.ar.

Abstract

This article analyses the risk of disability facing workers who contribute to the Argentinian Integrated Social Security System (Sistema Integrado Previsional Argentino— SIPA). Using administrative records as our source of data for the period 2000-2006, the results indicate that 1.46 workers per 1,000 became disabled annually during that period. The risk of disability rates were higher for men than for women, but increased with age for both sexes. The risk of disability rates have also been broken down by pathology and social security scheme, taking the effects of age and sex into account. To conclude, international comparisons are presented.

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