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This study investigates the factors affecting the availability of health insurance, the accessibility of health care, and the dissemination of the relevant information among low-wage Chinese immigrants in Southern California by relying on the concepts of social and cultural capital. Using community-based research and in-depth interviews, our study suggests that a severe shortage in health care coverage among low-wage Chinese immigrants is influenced by the lack of employment with employer-provided health insurance within the Chinese “ethnoburb” community. Although the valuable social capital generated by Chinese immigrant networks seems to be sufficient enough to provide them with certain practical resources, the lack of cultural capital renders the social network rather ineffective in providing critical health care information from mainstream American society.