The opinions, analyses, and conclusions in this paper are solely those of the authors and do not necessarily reflect those of the Board of Governors of the Federal Reserve System or its staff. The authors would like to thank the editor, Masao Ogaki, and two anonymous referees, as well as Orazio Attanasio, Chris Carroll, Karen Dynan, Fumiko Hayashi, and seminar participants at the Federal Reserve Board, the 2007 Midwest Macro Meetings, the 2007 Federal Reserve System Applied Microeconomics Conference, the 2007 NBER Summer Institute, and the Federal Deposit Insurance Corporation's Center for Financial Research for helpful comments on an earlier draft. All remaining errors are our own.
The Debt-Payment-to-Income Ratio as an Indicator of Borrowing Constraints: Evidence from Two Household Surveys
Version of Record online: 6 SEP 2010
© 2010 The Ohio State University
Journal of Money, Credit and Banking
Volume 42, Issue 7, pages 1373–1390, October 2010
How to Cite
JOHNSON, K. W. and LI, G. (2010), The Debt-Payment-to-Income Ratio as an Indicator of Borrowing Constraints: Evidence from Two Household Surveys. Journal of Money, Credit and Banking, 42: 1373–1390. doi: 10.1111/j.1538-4616.2010.00345.x
- Issue online: 6 SEP 2010
- Version of Record online: 6 SEP 2010
- Received September 5, 2007; and accepted in revised form April 1, 2010.
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