Yuliya Demyanyk is at the Federal Reserve Bank of St. Louis. Charlotte Ostergaard is at the Norwegian School of Management and Norges Bank. Bent Sørensen is at the University of Houston and the CEPR. We thank an anonymous referee for very constructive comments. For further comments and discussions we thank the Editor, an anonymous Associate Editor, Allen Berger, Arnoud Boot, Ralf Elsas, Dmytro Holod, Joe Mason, Mitchell Petersen, Richard Rosen, and Stijn Van Nieuwerburgh, and seminar and conference participants at the University of Vienna, the University of Zurich, the 2004 European Finance Association Meetings in Maastricht, the 2004 University of Houston/Dallas Federal Reserve conference “International Financial Integration and Risk Sharing” in Houston, the 2005 CFS conference “Risk Transfer Between (Re-) Insurers, Banks, and Markets” in Frankfurt, the 2005 Econometric Society Meetings in Philadelphia, and the 2006 FIRS Conference on Banking, Corporate Finance, and Intermediation in Shanghai. We thank Pat Reilich and Lindsay Ludwig at the FDIC for help with Call Report data and Philip Strahan for sharing his measures of bank integration. Sørensen thanks Norges Bank for its hospitality. The views expressed in this paper are those of the individual authors and do not necessarily reflect the position of the Federal Reserve Bank of St. Louis or the Federal Reserve System.
U.S. Banking Deregulation, Small Businesses, and Interstate Insurance of Personal Income
Version of Record online: 28 NOV 2007
© 2007 the American Finance Association
The Journal of Finance
Volume 62, Issue 6, pages 2763–2801, December 2007
How to Cite
DEMYANYK, Y., OSTERGAARD, C. and SØRENSEN, B. E. (2007), U.S. Banking Deregulation, Small Businesses, and Interstate Insurance of Personal Income. The Journal of Finance, 62: 2763–2801. doi: 10.1111/j.1540-6261.2007.01292.x
- Issue online: 28 NOV 2007
- Version of Record online: 28 NOV 2007
Options for accessing this content:
- If you are a society or association member and require assistance with obtaining online access instructions please contact our Journal Customer Services team.
- If your institution does not currently subscribe to this content, please recommend the title to your librarian.
- Login via other institutional login options http://onlinelibrary.wiley.com/login-options.
- You can purchase online access to this Article for a 24-hour period (price varies by title)
- If you already have a Wiley Online Library or Wiley InterScience user account: login above and proceed to purchase the article.
- New Users: Please register, then proceed to purchase the article.
Login via OpenAthens
Search for your institution's name below to login via Shibboleth.
Registered Users please login:
- Access your saved publications, articles and searches
- Manage your email alerts, orders and subscriptions
- Change your contact information, including your password
Please register to:
- Save publications, articles and searches
- Get email alerts
- Get all the benefits mentioned below!