All Credit to Men? Entrepreneurship, Finance, and Gender


Susan Marlow at


Availability of, and access to finance is a critical element to the start-up and consequent performance of any enterprise. Hence, any barriers or impediments to accessing appropriate levels or sources of funding will have an enduring and negative impact upon the performance of affected firms. Although findings have been somewhat inconsistent, there is support for the notion that women entrepreneurs entering self-employment are disadvantaged by their gender. This argument is evaluated through a theoretical analysis of gender using the example of accessing both formal and informal sources of business funding to illustrate how this concept impacts upon women in self-employment.