Authors’ Note: Michael S. Gutter and Selena Garrison, Department of Family, Youth and Community Sciences, University of Florida, Gainesville, FL. Zeynep Copur, Department of Family and Consumer Science, Hacettepe University, Ankara, Turkey. Please address correspondence to Michael S. Gutter, Department of Family, Youth and Community Sciences, University of Florida, PO Box 110310, 3002C McCarty Hall D, Gainesville, FL 32611; e-mail: email@example.com.
Social Learning Opportunities and the Financial Behaviors of College Students
Article first published online: 6 MAY 2010
© 2010 American Association of Family and Consumer Sciences
Family and Consumer Sciences Research Journal
Volume 38, Issue 4, pages 387–404, June 2010
How to Cite
Gutter, M. S., Garrison, S. and Copur, Z. (2010), Social Learning Opportunities and the Financial Behaviors of College Students. Family and Consumer Sciences Research Journal, 38: 387–404. doi: 10.1111/j.1552-3934.2010.00034.x
This project was funded by a grant from the National Endowment for Financial Education.
- Issue published online: 6 MAY 2010
- Article first published online: 6 MAY 2010
- college students;
- financial behavior;
- financial social learning;
This study explores the relationship between financial social learning opportunities and financial behaviors of college students. Data were collected from 15,797 college students age 18 and over throughout the United States during spring and fall semesters of 2008. Financial behaviors were related to age, race, marital status, school rank, income level, loan amount, and qualification for financial aid. Results suggest important relationships exist between financial behaviors and financial social learning opportunities. Students who budget and save tended to have higher scores on the social learning opportunities indices than those who do not budget and save. Financial behaviors were positively related to social learning opportunities when controlling for demographic and financial characteristics.