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Sharing the Burden: Understanding the Roles of Public and Private Insurance in Financing Aged Care


Laurel L. Hixon, Australian Institute for Population Ageing Research, University of New South Wales, Sydney, NSW 2052, Australia. Email:


Reform of the aged-care financing system should be informed by objective, quantifiable evidence about how various strategies perform in achieving public policy goals such as target efficiency, prevention of catastrophic out-of-pocket expenditures, and system balance. In this context, I will discuss the relative merits of public and private insurance and what is needed to move the discussion of financing reform ahead in an objective quantifiable way.