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Appendix A: Dynamic Probit Model with Fixed Effects

Appendix B: Derivations

Appendix C: Model Comparisons

Table C1: Model Comparisons

Appendix D: List of Household Characteristics

Appendix E: Tables

Table E1: Summary Statistics of Variables

Table E2: Correlation Matrix of Satisfaction Responses

Table E3: Marginal Effects for Financial Satisfaction using Individual Averages

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