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Who Remits? An Examination of Emigration by Education Level and Gender


  • Arusha Cooray

    1. School of Economics, University of Wollongong, Wollongong, NSW, Australia
    2. Centre for Applied Macroeconomic Analysis, Australian National University, Canberra, ACT, Australia
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  • I wish to thank an anonymous referee for valuable comments.


Employing data on emigration rates by education level, this study finds that primary and secondary qualified emigrants contribute positively and significantly to remittances. Tertiary qualified emigrants, however, do not contribute significantly to remittances. Remittances in turn contribute significantly to home country income. There is some evidence of both an altruistic and self-interested motive to remit. Gender-disaggregated results suggest that females remit more than males and are more altruistic.