David M. Monteiro, Joel J. P. C. Rodrigues, Jaime Lloret and Sandra Sendra A hybrid NFC–Bluetooth secure protocol for Credit Transfer among mobile phones Security and Communication Networks 7
This paper presents a hybrid NFC–Bluetooth peer-to-peer mobile application where it is used as a payment method. This protocol combines the security characteristics of NFC and the features of Bluetooth, which presents the faster data transfer rates. The proposal has been deployed on Android system, but it can be extended to other operating systems with NFC support. With this system, the user has a safety method to create a safe, reliable, and trusted operation to transfer cash.
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