Journal of Risk and Insurance

Cover image for Vol. 83 Issue 4

Edited By: Keith J. Crocker, Penn State University

Impact Factor: 1.535

ISI Journal Citation Reports © Ranking: 2015: 23/94 (Business Finance); 83/344 (Economics)

Online ISSN: 1539-6975

Associated Title(s): Risk Management and Insurance Review

Author Guidelines

Editorial Policy

The Journal of Risk and Insurance publishes rigorous, original research in insurance economics and risk management.  This includes the following areas of specialization: (1) industrial organization of insurance markets; (2) management of risks in the private and public sectors; (3) insurance finance, financial pricing, financial management; (4) economics of employee benefits, pension plans and social insurance; (5) utility theory, demand for insurance, moral hazard, and adverse selection; (6) insurance regulation; (7) actuarial and statistical methodology; and (8) economics of insurance institutions.   Both theoretical and empirical submissions are encouraged.  Empirical work should provide tests of hypotheses based on sound theoretical foundations. 

Review Process

The editors screen manuscripts submitted to The Journal of Risk and Insurance for suitability.  Papers passing this initial screen are sent to referees.  Based on the referee reports, the editor makes one of the following decisions: (1) accept, (2) return for minor revisions, (3) return for major revisions and subsequent re-consideration, or (4) reject.  The editor communicates the decision to the author(s) along with the referee reports.

Authorship of papers under consideration is anonymous to the reviewers, and the identities of reviewers are not revealed to the authors. 


Communications relating to editorial matters should be addressed to Professor Keith J. Crocker, Editor, Journal of Risk and Insurance, Smeal College of Business, The Pennsylvania State University, University Park, PA 16802, USA. E-mail may be sent at

The submission fee is $140US, which is waived for ARIA members. The submission fee can be applied to an ARIA membership upon completion of the required forms. The preferred form of payment is by credit card. Manuscripts should be submitted as PDF documents. See the submissions instructions page on the Internet at the following address:

For more information, please contact the editorial office at

Books for review and book review submissions should be addressed to David Cather, Book Review Editor, at:

Risk Management Department
Smeal College of Business
The Pennsylvania State
University 455 Business Building
University Park, PA 16802


Authors will be required to assign copyright in their paper to the American Risk and Insurance Association. Copyright assignment is a condition of publication and papers will not be passed to the publisher for production unless copyright has been assigned.  (Papers subject to government or Crown copyright are exempt from this requirement).  To assist authors an appropriate copyright assignment form will be supplied by the editorial office.

NEW: Online production tracking is now available for your article through Wiley-Blackwell’s Author Services.
Author Services enables authors to track their article – once it has been accepted – through the production process to publication online and in print. Authors can check the status of their articles online and choose to receive automated e-mails at key stages of production. The author will receive an e-mail with a unique link that enables them to register and have their article automatically added to the system. Please ensure that a complete e-mail address is provided when submitting the manuscript. Visit for more details on online production tracking and for a wealth of resources including FAQs and tips on article preparation, submission and more.

Online Open

OnlineOpen is available to authors of primary research articles who wish to make their article available to non-subscribers on publication, or whose funding agency requires grantees to archive the final version of their article. With OnlineOpen, the author, the author's funding agency, or the author's institution pays a fee to ensure that the article is made available to non-subscribers upon publication via Wiley Online Library, as well as deposited in the funding agency's preferred archive. For the full list of terms and conditions, see here.

Any authors wishing to send their paper OnlineOpen will be required to complete the payment form available from our website at:

Prior to acceptance there is no requirement to inform an Editorial Office that you intend to publish your paper OnlineOpen if you do not wish to. All OnlineOpen articles are treated in the same way as any other article. They go through the journal's standard peer-review process and will be accepted or rejected based on their own merit.

Supporting Information

Supporting Information can be a useful way for an author to include important but ancillary information with the online version of an article. Examples of Supporting Information include additional tables, data sets, figures, movie files, audio clips, 3D structures, and other related nonessential multimedia files. Supporting Information should be cited within the article text, and a descriptive legend should be included. It is published as supplied by the author, and a proof is not made available prior to publication; for these reasons, authors should provide any Supporting Information in the desired final format.

For further information on recommended file types and requirements for submission, please visit here.

Standard text will be added at the end of the author’s paper during the production process to reference the Supplementary Information available online.