Journal of Risk and Insurance

Cover image for Vol. 82 Issue 4

Edited By: Keith J. Crocker, Penn State University

Impact Factor: 1.075

ISI Journal Citation Reports © Ranking: 2014: 39/88 (Business Finance); 130/333 (Economics)

Online ISSN: 1539-6975

Associated Title(s): Risk Management and Insurance Review

Author Guidelines

Editorial Policy

The Journal of Risk and Insurance publishes rigorous, original research in insurance economics and risk management.  This includes the following areas of specialization: (1) industrial organization of insurance markets; (2) management of risks in the private and public sectors; (3) insurance finance, financial pricing, financial management; (4) economics of employee benefits, pension plans and social insurance; (5) utility theory, demand for insurance, moral hazard, and adverse selection; (6) insurance regulation; (7) actuarial and statistical methodology; and (8) economics of insurance institutions.   Both theoretical and empirical submissions are encouraged.  Empirical work should provide tests of hypotheses based on sound theoretical foundations. 

Review Process

The editors screen manuscripts submitted to The Journal of Risk and Insurance for suitability.  Papers passing this initial screen are sent to referees.  Based on the referee reports, the editor makes one of the following decisions: (1) accept, (2) return for minor revisions, (3) return for major revisions and subsequent re-consideration, or (4) reject.  The editor communicates the decision to the author(s) along with the referee reports.

Authorship of papers under consideration is anonymous to the reviewers, and the identities of reviewers are not revealed to the authors. 


Communications relating to editorial matters should be addressed to Professor Keith J. Crocker, Editor, Journal of Risk and Insurance, Smeal College of Business, The Pennsylvania State University, University Park, PA 16802, USA. E-mail may be sent at

The submission fee is $140US, which is waived for ARIA members. The submission fee can be applied to an ARIA membership upon completion of the required forms. The preferred form of payment is by credit card. Manuscripts should be submitted as PDF documents. See the submissions instructions page on the Internet at the following address:

For more information, please contact the editorial office at

Books for review and book review submissions should be addressed to David Cather, Book Review Editor, at:

Risk Management Department
Smeal College of Business
The Pennsylvania State
University 455 Business Building
University Park, PA 16802


Authors will be required to assign copyright in their paper to the American Risk and Insurance Association. Copyright assignment is a condition of publication and papers will not be passed to the publisher for production unless copyright has been assigned.  (Papers subject to government or Crown copyright are exempt from this requirement).  To assist authors an appropriate copyright assignment form will be supplied by the editorial office.

NEW: Online production tracking is now available for your article through Wiley-Blackwell’s Author Services.
Author Services enables authors to track their article – once it has been accepted – through the production process to publication online and in print. Authors can check the status of their articles online and choose to receive automated e-mails at key stages of production. The author will receive an e-mail with a unique link that enables them to register and have their article automatically added to the system. Please ensure that a complete e-mail address is provided when submitting the manuscript. Visit for more details on online production tracking and for a wealth of resources including FAQs and tips on article preparation, submission and more.