Part of the citizens' wealth fund team at London's City University, and would like to thank his colleagues Duncan McCann and Professor Steve Schifferes, and Howard Reed for helpful comments. He is the author of a Sharing Economy: How Social Wealth Funds Can Reduce Inequality and Help Balance the Books (Policy Press, 2016) and co‐author with Joanna Mack of Breadline Britain (Oneworld, 2015).